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We publish newsletters regularly. Check back often for free, useful information that employers need to optimally run their employee benefit and retirement plans.

Benefit Insights: Navigating Distributions
Feb. 14, 2018

The first quarter of the calendar year typically sees an uptick in the number of retirement plan distributions and participant loans. This year may be even busier than most, given the relief announced by the IRS for victims of the recent hurricanes and wildfires. Whatever the reason, participant distributions present a complex set of rules for Plan Sponsors to navigate. Under current law, a participant is entitled to a distribution from their account upon the occurrence of certain events or, as they are technically known, distributable events. 

Benefit Insights: End of the Year Checklist
Dec. 13, 2017

As the year-end approaches, our to-do lists can be lengthy. There are holidays to prepare for, employee performance reviews to complete, and, oh, wait, there is also the year-end data collection package from your TPA! We have once again reached that magical time of the year when you get to submit information regarding your retirement plan so your compliance services can be completed. While your TPA firm does the heavy lifting, the information you submit is the basis for accurate compliance testing. While not very exciting, this information is important. So, what should you know about the year-end tasks?

ITR Economics: Insights from ITR Economics CEO, Brian Beaulieu
Nov. 18, 2017

Know where you are in the business cycle and take the risks associated with doing everything you can to keep the good times rolling beyond 2018.

ITR Economics: Business Cycle is Rising Now
Nov. 17, 2017

Read more about the economic business insights from ITR Economics CEO, Brian Beaulieu!

Benefit Insights: Fiduciary - The New "F" Word
Sep. 18, 2017

There has been a large amount of upheaval in the retirement world as of late and it centers around the “F”
word. And by “f” word, I mean “fiduciary.” The New Fiduciary Rule means that many professionals in the finance world that weren’t previously considered fiduciaries will now have to take on that title. In April 2016, the Department of Labor (DOL) laid out its plan to implement the “New Fiduciary Rule” or
“Best Interest Rule.” However, after several delays, further phases of the rule have been pushed out to July 2019. Read more to understand what the plan sponsors need to know.

ITR Economics: Economic Outlook on the US Dollar
Aug. 18, 2017

Senior Analyst of ITR Economics, Alex Chausovsky, is frequently asked about the outlook for the US dollar. The dollar which has strengthened significantly over the last several years, should remain relatively strong versus foreign currencies in the near term.

ITR Economics: Consumer Power!
Jul. 25, 2017

Consumption accounts for approximately 67% of Gross Domestic Product in the U.S.

Our ability to consume goods and services provides key insight into what the economy will look like in the months ahead. Consumer trends have turned more positive in the latest month and look good for increased activity through at least the next two quarters.

ITR Economics: Mitigating Risk
Jun. 30, 2017

Mitigating risk. Sometimes that what it is all about. There is risk in any decision. There is risk in not making a decision. 

Benefit Insights: Retirement Plan Rx
Jun. 30, 2017

The latest news regarding retirement plans has centered around service provider fees. While fees are a highly important aspect of managing an employer-sponsored retirement plan, they are not the only metric of your overall retirement plan's health. A low-cost retirement plan does not necessarily parallel a fruitful pension program for employees. Studies show that since Social Security was never designed to fully fund an individual's retirement, employer-sponsored retirement plans have become an integral part of employee's overall financial plan for their future. Relying so heavily on this one component should prompt any plan sponsor to ask one very straightforward question... How healthy is my company's retirement program?

ITR Economics: Perspective
May. 19, 2017

It is easy to get caught up in the moment and lose some perspective when the stock market drops.

Read Brian Beaulieu’s, CEO of IT Economics, perspective on the “hype” when then stock market drops.