I was stunned last week to learn that the health insurance premium my company pays for my wife and me (we're in our 60s) is $1,827 per month. What am I getting for $22,000 per year? Not even a death panel. It's a $2,200 deductible plan with a stop-loss of $4,400 for the two of us combined. This is through Blue Shield, which is still operated as a nonprofit.