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Not for the faint-hearted: Wild, potentially lucrative stock market ‘snap-backs’

One of my favorite New Yorker cartoons depicted a fortune teller looking into a crystal ball. To her customer, beside whom a Labrador retriever sat with a baleful look, the woman predicted, “I see a 10-foot retractable leash in your future.” Similarly, it calls to mind a mental image of our stock market, which could be approaching the end of its leash.

How could the feds slashing your tax-free 401(k) contribution cap affect you?

To view the entire article on The Mercury News (a Bay Area News Group newspaper), click here.

 

As Republicans on Capitol Hill hammer out a tax reform bill, one controversial proposal would slash the annual amount Americans can sock away into 401(k) plans without being taxed until they retire. Do you have such a plan? Let’s look at how it would be affected.

Transfer of retirement savings to beneficiaries is a tricky business, but worth mastering

National Retirement Security Week came and went last week without making much of a peep. The objective was to raise awareness of retirement issues and call attention to financial education and preparation. Organizers pointed out that polls show 61 percent of Americans to be concerned about their ability to meet their financial needs in retirement. This implies, however, that 39 percent are convinced that they will have enough to retire and that they will not run out of money.

How a Bay Area man’s trade signaled an end to the ’87 crash; ETFs vs. mutual funds

Thirty years ago this month, the stock market experienced a single-day plunge equivalent to a 5,100-point drop in today’s Dow Jones Industrial Average. It amounted to a 22 percent drop in value, the worst since 1914.

In general, we know today that computerized trading models, creating what was known then as “programmed trading,” essentially faked each other out. Consider something like “Hal,” the computer in the movie “2001,” bidding against several electronic “brains” in a race toward the bottom, which only ended when markets were shut down.

Gridlocked in D.C.? ACA repeal shot down, tax reform looking shaky

The PBS documentary on the war in Vietnam offers a compelling look at how American policymakers, by their own admission, struggled to extricate themselves and America from what they conceded was a mistake. The ability of the film producers to include recorded phone calls in Washington interspersed with graphic film clips of pitched air and ground battles offers something far more real than any make-believe war movie.

Why are investors complacent with stock prices so high compared to earnings?

While Bay Area traffic congestion is up 60 percent over the past four years, it is the price we pay for floating on the rising tide of this vibrant economy.

Thanks to the performance of major local companies, we have dodged the bullet known as “the summer doldrums” — a term describing the usual stock market downdraft occurring more often than not in the summer months. For the past 30 years, the market has typically experienced an average 14 percent drop at some point during the year, but the most we have endured this year was a 2.6 percent decline back in April.

Pension Dynamics named to the San Francisco Business Journal Lists

PLEASANT HILL, CA (August 28, 2017) – Pension Dynamics Company LLC (Pension Dynamics), a leading independent benefit and retirement service provider for small to medium sized companies in the San Francisco Bay Area, announced that the company has been recognized by the San Francisco Business Journal on the following lists: Top East Bay Private Companies (rank 105) and Top Bay Area Private Companies (rank 229).   The lists honor privately held and independent companies which are headquartered in the Bay Area and/or East Bay Area with big economic impact.

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