Frequently Asked 401(k) Questions

1. What are the advantages of a 401(k) Plan?
2. What is a Roth 401(k) and how is it different?
3. My 401(k) plan stinks. What can I do about it?
4. How do I determine what my mix of stocks and bonds should be?
5. How does Pension Dynamics help me optimize my investment choices?
6. What should I know about owning company stock in my 401(k)?
7. Will I be charged fees or a load to buy my mutual funds?
8. Are there special retirement plans for non-profit organizations?
9. I’m a “highly compensated employee” – can I benefit from a 401(k) plan?
10. Should I take a loan against my 401(k)?

Frequently Asked Benefit Plan Questions

1. What is a Flexible Spending Account (FSA) and what expenses are eligible?
2. How does an FSA benefit an employer?
3. How does an FSA benefit an employee?
4. Can I use Employee Debit cards for my benefit programs?
5. What is a Commuter Choice Plan and what expenses are eligible?
6. What is COBRA and what expenses are eligible?
7. What is a Medical Care Reimbursement Account and what expenses are eligible?
8. What is a Dependent Care Assistance Account and what expenses are eligible?
9. How does Benefit Dynamics help me optimize my plan options and ensure my compliance?
10. What is a Premium Contribution Plan or Premium Account?

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Customers are Saying

"If you are looking for a well-designed 401(k) plan with superb investment advisors and administrative support, you have found a precious gem in Pension Dynamics."

Cathy Long,
Director
Human Resource & Administration
The Perfect Puree of Napa Valley

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 401(k) Basics Video (Watch Now!)
Find out how easy it is to understand your 401(k) options, how the plan works and what steps to take as your embark on your savings journey!

 401(k) Basics Video (Spanish Version)
Need help understanding how to invest your contributions? This video makes it easy for every investor--conservative, moderate or aggressive!

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